Thomas G. Spataro, Senior Vice President

Driven by innovation. Powered by purpose. Guy Carpenter brings together unmatched insights with bespoke solutions to help clients meet the challenges of our time. Partner with a leader who understands your business, as you confront ever-evolving risks. Guy Carpenter delivers a powerful combination of reinsurance broking expertise, capital solutions, strategic advisory services and industry-leading analytics. We are the world’s top specialists in risk transfer, new forms of capital, and actuarial science and analytics—bringing our expertise to bear on your most complex challenges.

800.734.2102 ext. 1903
Patrick Young, Chief Operating Officer

FOCUS Adjusters, proudly headquartered in New York State, is the premier independent (daily and catastrophe) adjusting firm and third party administrator operating throughout the Northeastern United States, Kansas and Florida. FOCUS offers comprehensive and fully customized loss adjustment programs that are tailored to the specific needs of our clients and their policyholders. Our core-value commitment to traditional integrity based customer service models, unparalleled communication and utilization of InsurTech empowers FOCUS to be the industry leader in our service territories. Additionally,  our team has extensive experience with highly complex first and third party claim matters and is a leader in Complex Claim/Large Loss Adjustment, Property Appraiser and Umpire services throughout the entire United States and U.S. Virgin Islands.

Norman Orlowski, President & CEO 

“The Strength of Our Past is the Foundation of Our Future”

If you are looking for an insurance carrier that can deliver exceptional value, excellent service and superior coverage, Erie and Niagara is the right company for you. Founded in 1875, we protect our 97,000 policyholders with quality products and services. We hold an A (Excellent) financial rating from A.M. Best Company, the insurance industry’s leading rating organization. Whether your needs are personal, farm or business related, we can help. There are over 300 professional independent insurance agents across Upstate New York representing Erie and Niagara Insurance offering superior service and innovative products. And if you have a claim, you can expect fair, prompt, and courteous service. We welcome the opportunity to be of service to you.
Aaron Augustyniak, Senior Vice President, Account Executive

Gen Re delivers reinsurance solutions to the Life/Health and Property/Casualty insurance industries. We work closely with our clients to understand their strategic and operational goals, offering a wide range of products, tools and resources that aim to promote our clients’ ongoing growth and success. As a direct reinsurer, we are in the risk assumption business, just like our clients. Our shared perspective helps us understand and evaluate even the toughest risks – and propose the right solution for you. Gen Re is a member of the Berkshire Hathaway family of companies, and has earned superior financial strength ratings from each of the major rating agencies. We take our commitments very seriously. And with $17.2 billion in capital and $11.8 billion in premiums (NPW), we only make promises we can keep.
Greg Robinson, Regional Vice President

Since 1918, Merchants Insurance Group has been providing quality property and casualty insurance throughout the Northeast and North Central United States. Our focus is small to mid-sized businesses and contractors, as well as personal lines products in New York. Merchants is rated A- (excellent) by the A.M. Best Company. With New York offices in Buffalo and Hauppauge, we are able to work with agents and policyholders to address their insurance needs.


Dryden Mutual is organized as a NYS co-operative fire insurance company. This means the company does not issue stock and is not a publicly traded company. Dryden Mutual has been an admitted carrier located in New York State for over 160 years. Dryden Mutual’s employees and directors are thoroughly committed to supporting the New York State economy through efficient transfer of risk for local families and businesses.

Fire service personnel should not have to worry about injury in the line of duty. As a mutual company, we are owned by our policyholders, working through the insurance broker of your choice. We are experienced, responsive, and process claims promptly and professionally. Fire Districts of New York Mutual Insurance Company, Inc. (FDM), has maintained its AM Best “A-” rating with a stable outlook. AM Best is one of the most preeminent rating organizations in the insurance industry indicating that FDM has an excellent ability to meet its financial obligations. Fire Districts of New York Mutual is a traditional insurance company. Unlike a trust or pool there is no Joint and Several Liability or risk of assessments due to financial shortfalls. The premium you pay for a policy year is final (subject to payroll audit) and will never be adjusted due to claims activity or a funding shortfall.

Mutual Boiler Re has been proudly providing equipment breakdown coverage and protection to partner companies since the invention of steam-powered boiler systems. Our strong heritage of providing quality products and innovative services continues today.

Since 1896, our professional employees and agency business partners have been dedicated to building a highly regarded insurance company that exceeds the needs and expectations of its policyholders through the delivery of superior products and unsurpassed customer service. Our strategy to meet this commitment is to align our Mission and Values with the needs of our policyholders in a way that differentiates Preferred Mutual in the insurance industry. Our values are embedded deep in our culture and clearly define the personal, caring and professional approach we foster with you.

Starting out as a small “county cooperative” with $1,273 in premiums, today, Security Mutual Insurance Company writes over $38 million in premiums. With over $111 million in assets; over $61 million of policyholder surplus, we provide Property and Casualty Insurance for Home and Business. Security Mutual is represented by a network of more than 400 independent agents throughout New York State.

Since 1883, the mission of Sterling Insurance Company has been to provide “unexcelled service and sound insurance protection” to its policyholders. And for over a century, we’ve delivered on our promise. In our first one hundred years, we’ve succeeded by doing two things exceedingly well. First, we’ve built a solid financial base on which our policyholders can rely. Our reserves and investment strategies are designed to assure that we can always meet our obligations. Second – and of equal importance – we strive to build solid relationships with those whom we work: our policyholders; our agents; our employees; and the community in which we live and conduct business. This has given us a direct and personal understanding of the needs and goals of our business partners.

Wayne Cooperative was organized as a mutual assessment cooperative insurer, owned by its policyholders, in 1877 to provide property insurance coverages to local farm grange members. Today, the Company is licensed to write property and casualty coverages in New York, except New York City, and is represented by many independent agents throughout the state.


BriteCore is a cloud-native core insurance platform for P&C insurers that unlocks business growth, delivers greater productivity, and provides a modern customer experience. With the BriteCore Platform, insurers easily administer policies, manage billing and claims, rapidly configure new products, and access detailed reporting and analytics in an all-in-one core system, including agent and policyholder portals.

The ultimate goal of Chautauqua Patrons Insurance Company is to provide our agents and insured’s with exceptional insurance service and products while being financially responsible.

Nationwide, a Fortune 100 company based in Columbus, Ohio, is one of the largest and strongest diversified insurance and financial services organizations in the United States. Nationwide is rated A+ by both A.M. Best and Standard & Poor’s. An industry leader in driving customer-focused innovation, Nationwide provides a full range of insurance and financial services products including auto, business, homeowners, farm and life insurance; public and private sector retirement plans, annuities and mutual funds; excess & surplus, specialty and surety; pet, motorcycle and boat insurance.

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