Enacted Law Bulletin 12.22.25
The following bills have been enacted into law after being signed by Governor Hochul. Please note that all these bills were passed with the agreement of a chapter amendment, which requires the Legislature to pass and Governor to sign the chapter amendment language in the new year, as a separate bill. Should you have any questions regarding these bills, please contact NYIA's general counsel, Bob Farley at (518) 432-4227 or bfarley@nyia.org.
A804C (Magnarelli)/S1104A (Cooney) AN ACT to amend the general business law, in relation to consumer litigation funding
The bill would add a new article 39-H to the general business law, titled “third party litigation financing” to regulate the third-party litigation funding industry in New York. More specifically, the bill would provide specific contract requirements in third-party litigation funding contracts including the rights of recission. The legislation also sets prohibitions on third party litigation funding companies and limits the maximum recovery of the companies to 25% of the gross recovery of the claim. The bill further clarifies payment schedule of the funded amounts and sets forth necessary disclosure language in the contracts. Additionally, the legislation provides penalties, clarifies assignability of claims, provides confidentiality of communications, and establishes registration, licensing, and reporting requirements for third-party litigation funding companies.
In the Governor’s Approval Memo, it was indicated that the Governor and the Legislature will be enacting chapter amendments to this bill to require litigation funding companies to register with DFS. NYIA is working to obtain the agreed upon language and will notify members when it is available.
Action: Chapter 645 of the laws of 2025; signed by the Governor on December 19, 2025.
Effective Date: This act shall take effect on the 180th day after it shall have become a law (June 17, 2026).
A6943B (Hunter)/S4879A (Fahy) AN ACT to amend the general business law, in relation to establishing standards for glass repair and calibration of advanced driver assistance systems
The bill would add a new section 392-k to the general business law to establish standards for automobile glass repair and calibration of advanced driver assistance systems. More specifically the legislation would require a glass repair shop to inform a consumer if recalibration is required and if recalibration is performed that it will meet manufacturer specifications.
The bill would further require auto glass repair shops to provide consumers with an itemized description of the work that is needed and have a claim or referral number before contracting with a consumer to complete repairs. Before a contract is finalized, the bill also requires that the repair shop notify the consumer whether the car has an advanced driver assistance system, whether calibration is required, if the repair shop is capable of calibration in accordance with the car manufacturer's specifications, and if not, where the consumer can complete the calibration. The repair shop is required to inform the consumer and their insurer whether calibration was not performed or not completed successfully.
The legislation also provides for calibration requirements and billing, assignment of benefit and inducement prohibitions.
In the Governor’s Approval Memo, it was indicated that the Governor and the Legislature will be enacting chapter amendments to establish protections for independent glass repair shops. NYIA is working to obtain the agreed upon language and will notify members when it is available.
Action: Chapter 659 of the laws of 2025; signed by the Governor on December 19, 2025.
Effective Date: This act shall take effect immediately (December 19, 2025).
A6576B (Weprin)/S5941B (Skoufis)
AN ACT to amend the general business law and the insurance law, in relation to requiring peer-to-peer car sharing programs provide certain insurance coverage
The bill amends section 901 of the general business law and section 2131 of the insurance law to reduce the required insurance coverage for peer-to-peer car sharing vehicles. More specifically, the bill necessitates that peer-to-peer car sharing companies provide insurance coverage equal to three time the financial responsibility requirements as defined in section 311 in the vehicle and traffic law. It would further remove the requirement that peer-to-peer car-sharing programs maintain additional liability insurance of at least $1.25 million for bodily injury, death, or property damage and the requirement for supplementary uninsured/underinsured motorist insurance coverage of $1.25 million per occurrence. The bill also requires car sharing programs to provide the shared vehicle owner and driver with the opportunity to purchase additional insurance and notify the owner and driver of coverage options in the disclosure documents. In addition, the legislation authorizes peer-to-peer car sharing administrators to provide insurance in the same manner as rental car companies.
In the Governor’s Approval Memo, it was indicated that the Governor and the Legislature will be enacting chapter amendments to clarify DFS’s authority in relation to administrators having the ability to offer additional insurance to shared car owners and drivers. NYIA is working to obtain the agreed upon language and will notify members when it is available.
Action: Chapter 696 of the laws of 2025; signed by the Governor on December 19, 2025.
Effective Date: This act shall take effect on the 180th day after it shall have become a law (June 17, 2026).
A6453B (Bores)/S6953B (Gounardes)
AN ACT to amend the general business law, in relation to the training and use of artificial intelligence frontier models
The bill adds a new article 44-B to the general business law, titled “Responsible AI Safety and Education (RAISE) Act,” to require reporting of frontier artificial intelligence models. More specifically, the bill details transparency requirements regarding frontier model training and deployment, including mandating safety plans and disclosing safety incidents. The bill further defines penalties, allows the Attorney General to bring civil actions for violations, clarifies that no other laws are precluded, and provides that the bill only applies to frontier models that are developed, deployed, or operating in New York State.
In the Governor’s Approval Memo, it was indicated that the Governor and the Legislature will be enacting chapter amendments including a requirement for developers to publish AI frameworks with standardized criteria. NYIA is working to obtain the agreed upon language and will notify members when it is available.
Action: Chapter 699 of the laws of 2025; signed by the Governor on December 19, 2025.
Effective Date: This act shall take effect on the 90th day after it shall have become a law (March 19, 2026)
A8728 (Lunsford)/S8071A (Addabbo)
AN ACT to amend the civil practice law and rules, in relation to enacting the "avoiding vexatious overuse of impleading to delay (AVOID) act"
The bill amends section 1007 of the civil practice law and rules to establish time frames for a party to implead or add, other responsible third parties. More specifically, by its terms, this bill would mandate that any adding of another third-party defendant, by impleading, must be accomplished within 60 days of the filing of an original lawsuit. It would further require that the filing of a third-party summons and complaint to become a second third party plaintiff must be accomplished within 45 days of the date of the service of the answer in the original lawsuit.
In the Governor’s Approval Memo, it was indicated that the Governor and the Legislature will be enacting chapter amendments to the original bill that allows impleading until 90 days after serving an answer without order of the court and after the filing of a note of issue for good cause shown or in the interest of justice.
Action: Chapter 704 of the laws of 2025; signed by the Governor on December 19, 2025.
Effective Date: This act shall take effect on the 120th day after it shall have become a law (April 18, 2026).
A8427A (Lasher)/S8416 (Comrie)
AN ACT to amend the general business law, in relation to enacting the "fostering affordability and integrity through reasonable (FAIR) business practices act"
The bill adds a new section 348 to article 22-A of the general business law to prohibit what is purported to be unfair, deceptive, and abusive business acts and practices. More specifically, the bill expansively defines unfair and abusive, incorporates by reference, a definition from federal law (15 USC Section 41, et seq) with respect to a definition of “substantial injury,” galvanizes the attorney general to bring civil action against those who violate the provisions of the bill, and provides that each part of the act is severable from each other part in the event one or more parts are adjudicated invalid.
In the Governor’s Approval Memo, it was indicated that the Governor and the Legislature will be enacting chapter amendments to the original bill that would repeal the legislative intent section, include a modified definition of unfair, change the notice period from 5 business days to 10 calendar days, allow a private right of action to apply to deceptive acts or practices, and repeal paragraph (3) of subdivision (b) so a consumer-oriented standard is retained.
Action: Chapter 708 of the laws of 2025; signed by the Governor on December 19, 2025.
Effective Date: This act shall take effect on the 60th day after it shall have become a law (February 17, 2026).
A4641A (Glick)/S73A (Kavanagh)
AN ACT to amend the environmental conservation law, in relation to rechargeable battery recycling
The bill amends article 27 of the environmental conservation law to establish protocols for the recycling of rechargeable batteries. Among other items, the legislation includes batteries used to power electric scooters and bicycles with electric assist in the definition of rechargeable batteries, specifies retailer responsibilities for collecting transporting, and recycling batteries, calls on the Department of Environmental Conservation to promulgate regulations to ensure the safe storage of these batteries, allows cities with populations of one million or more to enforce these provisions, and clarifies preemption in enforcement of these provisions.
In the Governor’s Approval Memo, it was indicated that the Governor and the Legislature will be enacting chapter amendments to this bill to address several practical and safety concerns. NYIA is working to obtain the agreed upon language and will notify members when it is available.
Action: Chapter 712 of the laws of 2025; signed by the Governor on December 19, 2025.
Effective Date: This act shall take effect immediately (December 19, 2025).